Estate planning is not just for the wealthy. It’s for anyone who wants to protect their money, their family, and their legacy. Financial professional Alvin Ubaldo is helping more people include estate planning as a smart part of their financial plan. Here’s how—and why—it matters. Why Estate Planning Matters More Today 1). People Have More Assets Than They Realize: Your home, savings, investments, and even life insurance add up. Without a plan, these may be stuck in court or taxed heavily when you pass away. 2). Families Are More Complex: Many families today include stepchildren, second marriages, or loved ones with special needs. A clear plan helps avoid confusion or conflict later. 3). Laws Keep Changing: Tax and inheritance laws shift often. Planning now can help avoid big surprises down the road. Alvin’s Simple, Helpful Approach Alvin Ubaldo makes estate planning feel less overwhelming. He works with clients step by step, making sure everything fits their l...
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